Know Your Options.com by Fannie Mae Eight months in the making, this site provides guidance on how homeowners can contact and work with their mortgage company to identify foreclosure alternatives to their specific situation.
Home Affordable Refinancing Many homeowners are making their mortgage payments on time but are not able to refinance to todays lower rates because they do not have enough equity in their home. A Home Affordable Refinance will help borrowers whose loans are held by Fannie Mae or Freddie Mac refinance into a more affordable mortgage.
Home Affordable Modification Many homeowners are struggling to make their mortgage payment because the interest rate or their income changed. The Home Affordable Modification program may help.
How to Request a Modification through HAMP Here's the Step-By-Step process to go about requesting a modification through HAMP. Plus a toll free hotline to speak with a HUD approved counselor for free.
Second Lien Modification Program (2MP) Struggling because of a second lien. The 2MP maybe able to help modify the second lien when the first lien is modified under the Home Affordable Modification Prorgram.
New HAFA Program Many homeowners feel they can no longer afford their home but want to avoid the negative effects of a foreclosure. Lenders participating the HAFA offer homeowners up to $3,000 to transition into more affordable housing.
Participation in HAFA is the sole discrection of the lender. Eligible homeowners wishing to apply for the program complete page B-4 of the Supplemental Directive Form and a 4506-T for Tax Returns form and submit with their short sale package to their lender.
Find a HUD Approved Counselor The Making Home Affordable Program can put in touch with a FREE HUD approved couselor. Beware of Foreclosure Rescue Scams. Help from a Hud Approved Counselor is FREE!
What is a CDPE? A Certified Distressed Property Expert® is a real estate professional with specific understanding of the complex issues confronting the real estate industry, and the foreclosure avoidance options available to homeowners. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today’s market, specifically short sales.
IMPORTANT NOTICE: EZ Home Search Real Estate/TeamEZreo is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating. The brokerage and owners of this website assumes no responsibility nor guarantees the accuracy of the information provided and is not engaged in the practice of law nor gives legal or tax advice. It is strongly recommended that you seek appropriate professional legal/tax advice regarding your rights as a homeowner.
EZ Home Search Real Estate 798 Stafford Rd Fall River, MA 02721
